Equipment financing

Equip the whole shop. Pay over time.

Lifts, tire changers, balancers, alignment and complete shop packages, with flexible terms built for automotive businesses and serious garage builders.

  • 24–72 month terms
  • Little to $0 down
  • Fast credit decisions
Takes about a minute. No obligation, and nothing sensitive to share.
Truman Tools & Equipment showroom
Meet your financing specialist

Rick

30+ years in equipment financing

Rick has spent more than 30 years helping shops finance the equipment they need to grow. He knows our lineup inside and out, so he can help you put together the right package and the right payment, not just push paperwork.

“Tell me what you want to build and what payment works for your shop. I'll take it from there.”

Get started with Rick

Tell us a little about what you need. Rick will follow up personally to build your plan.

No obligation. We'll never ask for sensitive information in this form.

Why finance

Grow the shop without draining the bank.

The right equipment pays for itself. Financing lets it start earning before it's paid off.

Keep your cash working

Hold on to your working capital for payroll, parts and inventory while the equipment earns its keep.

Terms from 24 to 72 months

Pick a payment that fits your monthly budget, with little to $0 down for qualified buyers.

Seasonal and deferred options

Busy in spring, slow in winter? Ask about payments that follow your shop's seasons.

Finance the whole package

Lifts, tire machines, balancers, alignment and accessories, all on one plan with one payment.

Fast credit decisions

Many applications get a decision in about 10 to 15 minutes during business hours, so you're not left waiting.

Possible Section 179 benefits

Equipment purchases may qualify for Section 179 tax advantages. Ask your tax advisor.

Two easy ways to pay over time

Pick the option that fits your purchase.

Shops outfitting bays and homeowners adding a lift have different needs, so we offer both.

For shops and businesses

Equipment financing

Best for larger purchases and complete shop packages, with Rick guiding you start to finish.

  • Best rates on purchases of $5,000 and up
  • 24–72 month terms
  • Little to $0 down, 100% financing for qualified buyers
  • Seasonal and deferred payment options
  • Finance single machines or full packages
Applying online? The full application takes about 10 minutes through our secure lending partner, and many get a decision in about 10 to 15 minutes during business hours. Have your business details, owner information and a short equipment description handy.
For home garages

Pay over time at checkout

For smaller orders, choose Shop Pay at checkout to split your purchase into easy payments.

  • Choose it right at checkout
  • Quick decision, no paperwork
  • Great for a single lift or machine
How it works

Three simple steps

No runaround and no surprises. Just a clear plan for your equipment.

1

Tell Rick what you need

Fill out the short form above or give him a call. He'll help you plan the right package for your shop.

2

Apply and pick your terms

Rick walks you through the secure application, and many decisions come back in about 10 to 15 minutes during business hours.

3

Pick up or we ship

Once you're approved, pick up in Daleville or have your equipment delivered anywhere in the country.

Financing questions

What can I finance?

Just about everything we sell: lifts, tire changers, wheel balancers, alignment equipment, bridge jacks, air compressors, shop equipment, and complete packages that combine them.

Is there a minimum purchase?

Our best rates start at $5,000, and rates generally improve as the purchase gets larger. That's why many shops finance a full package instead of a single machine. For smaller orders, you can choose Shop Pay at checkout.

How fast can I get a decision?

Many applications get a credit decision in about 10 to 15 minutes during business hours. Sometimes the lender needs a little more information, and Rick will help you get it to them quickly.

Does getting started commit me to anything?

No. The short form just lets Rick know what you're looking for. He'll walk you through your options, and you decide from there.

How much do I need to put down?

Little to $0 down is available for qualified buyers, and 100% financing is available on approved credit. Rick can tell you what to expect for your situation.

I'm buying for my home garage. What are my options?

For smaller orders, choose Shop Pay at checkout to split your purchase into payments. For larger purchases, call Rick at 765-780-2322 to talk through options.

Is equipment financing tax deductible?

Equipment purchases may qualify for Section 179 tax benefits. Every business is different, so check with your tax advisor.

Ready to build the shop you've been planning?

Tell Rick what you need, and he'll help you put together the right package and payment.

Or go straight to the full application ↗

Financing subject to credit approval. Rates, terms, down payment, deferred payments, seasonal payments, and 100% financing availability vary based on applicant qualification, purchase amount, equipment type, lender approval, and transaction details. Decision times vary. Consult your tax advisor regarding Section 179 or other tax-related benefits.